Unfortunately, many people underestimate the importance of establishing a good credit history. Because the average person cannot afford to pay cash for large purchases such as an automobile or home, financing has become a part of life. If you have good credit, your financing options are many. Nonetheless, those with bad credit have the opportunity …
Bad Credit Mastercards – Build A Good Credit History Read More »
Many people in the United States today have bad credit, and the numbers have continued to rise. It isn’t just those who are lazy who end up with bad credit. Many hard working people who are well meaning end up in situations where their credit is ruined. The best way to avoid this is to …
Bad Credit Is Coming! – Signs That You Are Approaching Bad Credit Read More »
At one point in time, having bad credit made it extremely difficult to get a home loan. Fortunately, things have changed, and many people with less than perfect credit are obtaining home loans with decent rates. Getting a home loan with bad credit is doable. However, you must be willing to seek out lenders that …
Bad Credit Home Financing – Is It Possible To Buy A Home With Bad Credit? Read More »
Those little pieces of plastic can sometimes get you into trouble. Sometimes nothing is easier than to take out your credit card and pay for that sweater or piece of furniture you have been eyeing for months. And who hasn’t been asked by the check-out person to sign up for a credit card in order …
A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan. Insurance companies can use it to determine your rates or whether they will cover you at all. Employers can access it and use it as a factor in offering you a …
Bad Credit Credit Report Repair – Why Do It Yourself? Read More »
Most of you get offers for credit cards, that sound like this, re-establish credit with pre-approved credit cards, regardless of credit history, some with low introductory rates and other perks. The following are important terms to consider that generally should be disclosed in applications or in solicitations for credit that require no application. Ask about …
Your credit score could be the key to many doors of opportunity in your life or it could be the curse that holds you back. Not only is your credit score the deciding factor in whether or not you get a loan, it plays an important role in the amount of interest you will pay …
Average American Credit Score-See If You Are Below Or Average Read More »
